In 2026, the VA Chapter 35 benefits offer valuable educational assistance to spouses and dependents of veterans who are permanently and totally disabled due to service-connected conditions or who have died due to their military service. For full-time students, the benefits provide up to $1,574 per month, which can significantly help in covering tuition, housing, and other educational expenses.
These payments reflect the most recent adjustments, and they are in effect for the current VA benefit period running from October 1, 2025, through September 30, 2026.
What is Chapter 35?
Chapter 35, officially known as Survivors’ and Dependents’ Educational Assistance, is designed to provide educational support to the family members of veterans who have either died or are totally disabled due to their military service.
As VA spokesperson John McDaniel explains, “This benefit gives surviving spouses and dependents the opportunity to further their education and career prospects, helping them overcome the financial barriers that come with loss or disability in the family.”
Rather than sending funds directly to schools, the VA pays beneficiaries a monthly allowance, enabling them to cover a range of expenses such as tuition, housing, books, and transportation. The benefit can be used for various programs, including traditional college degrees, vocational schools, apprenticeships, and on-the-job training.
How Much Are the Payments for 2026?
For full-time students, the 2026 payment rate under Chapter 35 is $1,574 per month. This is the highest payment level available, which applies to students who are enrolled full time in approved programs, such as college degrees or vocational training.
As Veterans Affairs Benefits Coordinator Sarah Lawson points out, “Full-time enrollment ensures that beneficiaries can fully immerse themselves in their education without worrying about financial hardship, making it easier for them to build a future.”
Part-time students can still benefit, but the payments decrease proportionally. For those attending three-quarter time, the benefit is $1,244 per month. If students are enrolled at half time, the payment drops to $912 per month. For those enrolled less than half time but more than quarter time, the maximum payment is $912, although this cannot exceed tuition costs. Students attending at quarter time or less may receive a reduced amount of $393.50, which is again limited to the cost of tuition and fees.
How Training Type Affects Payment Rates?
Chapter 35 also applies to various types of training beyond traditional college education. For example, students enrolled in apprenticeships or on-the-job training programs receive different payment rates.
As McDaniel further explains, “The payment scale for apprenticeships and on-the-job training reflects the gradual increase in wages as the student gains experience.”
The first six months of training pay $999 per month. This amount decreases over time as the trainee gains experience:
- Months 7-12: $751 per month
- Months 13-18: $493 per month
- Months 19+: $251 per month
These payment levels are designed to acknowledge the increase in wages as trainees develop their skills and gain more experience in their field.
Special Training and Correspondence Training
Correspondence training, which is available only to spouses, operates on a different payment structure. Instead of a fixed monthly payment, the VA reimburses 55% of the approved cost for each completed lesson. This makes it a flexible option for spouses who need to balance their education with family commitments.
VA educational counselor Emily Harper states, “Correspondence training offers a convenient solution for spouses who may be unable to attend traditional classes, providing them the flexibility they need to pursue education at their own pace.”
In addition to standard education, Chapter 35 also supports professional development. Beneficiaries may be reimbursed for licensing and certification exams related to their careers. The VA can pay up to $2,000 for qualifying exams, with entitlement charged based on the amount reimbursed.
Harper adds, “Licensing exams can be a significant cost, especially in fields where ongoing certification is required. Chapter 35’s coverage of these fees ensures that veterans’ families can pursue career advancements without being financially burdened.”
Final Thought
Chapter 35 benefits for 2026 continue to provide vital financial support to the families of veterans. With monthly payments ranging from $393.50 to $1,574, depending on enrollment status, the program helps make higher education and career advancement more accessible to spouses and children of veterans. Additionally, the availability of certification reimbursements and specialized training gives beneficiaries even more options to improve their career prospects.
Whether a full-time student, a part-time worker pursuing on-the-job training, or a spouse seeking professional advancement, Chapter 35 offers flexible and significant financial aid to help families move forward after a veteran’s sacrifice.
FAQs
How much does Chapter 35 pay in 2026?
Full-time students receive $1,574 per month.
What types of training are covered under Chapter 35?
Traditional college degrees, vocational schools, apprenticeships, and on-the-job training.
How much do apprenticeships pay under Chapter 35?
Payments start at $999 per month and decrease over time.
What is correspondence training?
Training for spouses with flexible lesson-based reimbursement, covering 55% of the cost of each lesson.
Can Chapter 35 cover licensing exams?
Yes, it covers up to $2,000 for qualifying exams.
